About C-Kusner

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So far C-Kusner has created 28 blog entries.


Traditional methods for evaluating credit risk are tried and true and have been proven over time. They usually involve reviewing an applicant’s income, collateral, and of course, credit history and credit score. With the explosion of social media, more data is becoming available to credit issuers and some lenders are already either incorporating this data [...]

By |2019-06-03T06:03:54-04:00October 20th, 2016|Uncategorized|0 Comments

Negotiating debts and you: Simple solutions to a complex problem

As a credit repair company or CRO we do not negotiate the settlement of debts for our clients. Credit repair by definition is the process of validating, correcting and verifying the accuracy of information reporting on a consumer’s credit report. The industry is governed by the Credit Repair Organizations Act or CROA. Under CROA, there [...]

By |2019-06-03T05:51:20-04:00October 14th, 2016|Credit Repair|0 Comments


Great News for Homeowners: The Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac will implement a new refinance offering aimed at borrowers with high loan-to-value (LTV) ratios. The HARP program, or Home Affordable Refinance Program, which was set to expire in December of 2016 is being extended. Since the new high [...]

By |2019-06-03T07:31:46-04:00October 11th, 2016|Uncategorized|0 Comments

Now Showing: “Your Credit Report” The Movie!

In the world of credit reporting and scoring, the facts and figures behind the industry are complex and can be very confusing to those new to the subject matter of interpreting your credit report. To best explain much of the content I teach, I use analogies to describe the functionality of credit reporting and scoring. [...]

By |2019-06-03T06:58:49-04:00September 8th, 2016|Credit Report|0 Comments

Identity Theft 101: Password Protection Best Practices

Hacking, Identity Theft, Internet Fraud, Phishing Attacks, Malware are just a few ways our personal information can be compromised. Today it is as important to protect our private data as it is to protect our personal health. With so much of our information available at a click of a button, it can be seem overwhelming [...]

By |2019-06-03T07:02:38-04:00August 25th, 2016|Credit Repair, Credit Report, Debt Collection|0 Comments

How Long can Items Stay on my Credit Report?

One of the most common questions asked in credit repair is “How long will an item stay on my credit report?” Today we’ll walk through the major derogatory accounts found on credit reports and give you an understanding of how long each may report on our credit reports. FCRA Statute of Limitations: The Fair Credit [...]

By |2017-05-11T20:28:02-04:00March 9th, 2016|Credit Report|0 Comments