Not every credit repair company is created equal. If you refer your credit challenged clients to a credit repair company, you owe it to all parties involved to carefully select a qualified credit services partner. To help you make the best choice, we have listed a few questions you can utilize in the vetting process. [...]
As a credit repair company or CRO we do not negotiate the settlement of debts for our clients. Credit repair by definition is the process of validating, correcting and verifying the accuracy of information reporting on a consumer’s credit report. The industry is governed by the Credit Repair Organizations Act or CROA. Under CROA, there [...]
Hacking, Identity Theft, Internet Fraud, Phishing Attacks, Malware are just a few ways our personal information can be compromised. Today it is as important to protect our private data as it is to protect our personal health. With so much of our information available at a click of a button, it can be seem overwhelming [...]
If you don't know what credit repair is, you either have good credit and never needed it, or you are in an industry that has nothing to do with consumer credit. Otherwise for better or for worse, it's likely you have heard of or have general knowledge of credit repair's existence. As a 15 year [...]
Layaway has made a comeback with many retailers like Wal-Mart, Target and K-Mart. The big question is; is it a good idea or should it be avoided? After 12 years in the credit industry, the answer is the same as 90% of all credit related questions; it depends! Propecia is a prescription-only medicine that is [...]
Do I have your attention? Good! After servicing more than 8000 consumers, I have pinpointed the glaring reasons why credit repair is effective for some and not for others. Today I am going to share my findings with you in the effort to provide clarity and understanding on an industry wide scale. Let’s start with [...]
After the past two days at a credit repair conference in Tampa, I spent my flight home reflecting on the industry. The topic that kept resurfacing was the bad reputation of credit repair. So I asked myself; why is credit repair considered to be such a pariah? Well in case you’re interested, I’m spilling the [...]
If Cleveland can repair its credit, so can you! As a lifelong Clevelander, I have witnessed and endured countless bouts of Cleveland bashing: "The mistake on the lake", "The city that God forgot", "The rust belt", "A great place to never visit". Even our beloved Lebron James spanked us on national television when he "Took [...]
As the owner of Credit Repair Resources, I would like to call our credit repair process “Proprietary” or a “Trade Secret,” however, that is just not the case. The fact is that there are no tricks, trade secrets, special-ins with the credit bureaus and/or proprietary practices in credit repair. In fact any organization that makes [...]
Virtually every client referred to Credit Repair Resources has the same objective, they want to increase their credit score or credit building. I can say with a high level of safety that most of our clients would not care so much about derogatory items posting on their report if their credit scores were where they [...]