Why The Pen Is Mightier Than The Keyboard!

It seems as if we become more dependent on electronic data each and every day. Smartphones, Tablets, Computers, Google Glasses, Smart Watches and more. Everything is meant to reduce the time that it takes to complete a task and make us more efficient.

In regards to credit reporting, one would think the same holds true right? If you want to dispute an item or items, at first glance it makes sense. You could go through that trouble and take the time, effort and cost to hand write a letter, print it, proof it, gather 3 forms of identification, put it in an envelope, stamp it and take it the mailbox. Or you can log into your online credit monitoring account or app, click, dispute and send.

At first glance, you would think definitely I am disputing online. Who has the time or patience to do it manually when I have software to help me, right? Well let me tell you a little known fact. In 7 years of operations, Credit Repair Resources has NEVER disputed an item electronically. Although we would save thousands in paper, stamps, envelopes, ink, labor and time, every investigate we send is done in writing.

Why you ask? The answer is quite simple. We believe that detailed inquiries that are memorialized in writing are far more effective when properly validating information on a credit report. Additionally we have found that items that are disputed electronically, often times reappear on the credit report within a short period of time. In an age when everything is done with a swype, click or press of a button, we stay true to our methods in order to provide the highest value service to our clients.

We strongly recommend that whether you use a professional organization like Credit Repair Resources or work on repairing your credit on your own, go old school and NEVER dispute items electronically!

Chad Kusner
President/Credit Repair Resources
Written By Credit Repair Resources
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