The Mortgage Track and Express programs are nearly identity. The only difference is the amount of accounts we investigate in Express. Express has a maximum of four accounts reporting on all three credit reports. Mortgage Track allows unlimited account investigations*. *Files with more than 20 accounts requires a $100 surcharge.

Some of our clients have more time than resources or may be in long term rental agreements and don’t need to rush the repair process. Essentials is a budget priced program that allows our clients to get to work without breaking the bank. You still get the same great service as our other programs; it just takes a little longer to complete the program.

Our CRR 90-day performance warranty applies to our Express and Mortgage Track programs. Because these programs are designed to last 3-6 months, we typically achieve results sooner than the Essential program. The Essentials 6-month performance warranty has the same refund policy, we just need more time to achieve measurable results.

Pay for performance is a program that allow you to pay only for accounts that are corrected or deleted. Although it can be more costly than our subscription-based programs, it gives our clients the option to pay based on our success. As an example, deleted collections cost $50 per bureau. If it is removed from all three reports, the total for the one account is $150. This can add up quickly if you have a thick or deep file.